A1 Equity Mortgage, located in Alberta, specializes in providing personalized mortgage services based on clients’ property. General manager and broker Susan Perry understands that every client has unique needs. She delivers exceptional service, whether in-person or remotely. These services include unlocking equity for refinancing farms, covering post-secondary education costs, obtaining short-term or emergency funds, settling tax debts, acquiring business funds, consolidating debts, and more.
“Not everyone is a fit for traditional financing,” says Perry. “As a brokerage, I can help clients who do not meet the traditional lending criteria due to insufficient employment records, poor credit scores, past bankruptcies, etc.”
She opened the brokerage in 2011 and works with clients based on a stated-income basis. This means, financing can be provided as long as there is equity in the property, without credit being a factor in the process.
Perry says, “I greatly enjoy assisting people who feel like they have no options. They are often surprised at what is possible and the range of solutions I can provide. Our rates can be higher than banks because we are a private lender. However, this is more than offset by the fact that without this service, many clients would not be able to leverage their real estate assets to improve their financial situations.”
A mortgage broker and a bank lender are two distinct entities that play different roles in the lending process. The main difference is that mortgage brokers offer an array of lending options from various lenders. On the other hand, bank lenders only offer their in-house lending products and services. Mortgage brokers are known for providing personalized services to their clients, as they focus on building long-term relationships. Bank lenders may not be able to provide the same level of personalisation, as they often handle larger volumes of clients.
Perry is focused on changing her clients’ lives for the better. Up to 70 per cent of clients’ equity value may be accessible to leverage (conditions apply), and there can also be flexibility in repayment terms and low closing costs. All this comes with personalised service from a local broker that wants her clients to succeed.
“The cash we free up helps families invest in their businesses, send children to college, recover from debt, hang onto a family farm, and so much more,” says Perry. “Request a free personal mortgage quote to get started. I work fast, knowing your time is valuable. I reply quickly to messages and ensure each client is comfortable with the equity mortgage process from start to finish.”
A1 Equity Mortgage is here for local investors too. Contact the firm if you are an investor with an interest in buying or selling mortgages.
Perry says a big thank you to previous and present clients who allow her to improve their financial situations, and she looks forward to helping many more.